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The Cadillac extended warranty can protect against defective car parts or workmanship flaws up to eight years or 100,000 miles past the in-service date. 18x18x1 air filter
Find the best car warranty by comparing plans from Endurance.
Alex is a MarketWatch Guides team writer that covers automotive and personal finance topics. She’s worked as a content writer for over a dozen car dealerships across the U.S. and as a contributor to several major auto news websites.
Rashawn Mitchner is a MarketWatch Guides team editor with over 10 years of experience covering personal finance and insurance topics.
Every new Cadillac comes with a solid factory warranty, but you’ll be on the hook for potentially expensive repairs once this initial protection plan ends. A Cadillac extended warranty, though, will pay for issues that arise after the expiration of your manufacturer’s warranty.
In this article, we at the MarketWatch Guides team will break down the Cadillac extended warranty to determine whether it’s worth it for owners. We’ll examine what these plans cover, how much they typically cost and how they compare to the best extended car warranty plans from third-party providers.
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The Cadillac Protection Plan is the automaker’s in-house version of an extended car warranty . These vehicle service contracts protect essential vehicle components for a specific term length and mileage after your factory warranty expires.
The information below contains details on the general terms and conditions of the Cadillac extended warranty:
Cadillac offers three extended warranty plans that each provide differing levels of coverage. While each provides peace of mind to drivers hoping to avoid unexpected car repair bills, there are considerable differences between Platinum, Silver and Powertrain coverage.
Note that while all of these warranty options are sold by Cadillac, they’re administered by a third-party company called Safe-Guard. Still, you’ll have services performed at GM dealerships and will receive OEM parts for any repairs done under the Cadillac extended warranty.
Cadillac vehicle service contracts can provide everything from bumper-to-bumper coverage to basic powertrain protection . The table below reveals further details about Cadillac’s options which are available for both gas-powered and electric cars:
The Cadillac Platinum Protection Plan is a premium coverage option that can be purchased at any time before your car reaches eight years or 100,000 miles. This comprehensive warranty covers more than 1,500 car components, so nearly your entire vehicle will be protected.
Cadillac’s Silver plan operates as a middle ground between bumper-to-bumper and powertrain coverage. Parts covered by Silver protection include:
The Powertrain plan provides only basic powertrain coverage. This means that it protects your vehicle’s most essential components like the engine, transmission and drive axle. However, this plan comes with the lowest price of Cadillac’s three coverage choices.
While each Cadillac vehicle protection plan covers the engine, transmission and drive axles, there are significant differences beyond that. The table below shows the major differences:
Read more: What does a car warranty cover?
If you purchase a Cadillac extended warranty from the carmaker, you’ll also receive the following perks:
Note that the following are coverage exclusions from each Cadillac extended warranty plan:
Cadillac provides several other extended coverage options beyond the three contracts listed above. We’ll outline these additional vehicle protection plans here:
Cadillac Prepaid Maintenance covers the costs associated with recommended maintenance for your new, pre-owned or leased Cadillac. There are two coverage plans to pick from:
Note that Cadillac also offers prepaid maintenance plans for electric vehicles (EVs). While the covered parts will be slightly different, you’ll receive coverage that largely reflects what’s above.
Those who buy Cadillac Advanced Protection will have replacement costs covered for wear and tear parts for up to five years or 60,000 miles. These components include brake pads, windshield wiper blades, bulbs and fuses, headlamps and belts and hoses. There’s no deductible for services provided through Cadillac Advanced Protection, and you can include brake rotor coverage for an additional fee.
When you purchase a new Cadillac, you can tack on coverage for the repair or replacement of damaged tires and wheels. Zero-deductible coverage is available in the three levels below:
Cadillac guaranteed asset protection, also known as gap coverage, provides financial help if a car that’s under lease or loan is declared a total loss. It waives some of the difference between what you owe on your finance agreement and the amount your primary insurer pays.
If your Cadillac is under lease, this protection plan will waive up to $5,000 worth of excess wear charges along with $400 of excess mileage when it’s time to turn the car back in. Components covered by XS Wear Lease Protection include dents, dings, scratches, interior stains and tires.
The Cadillac extended warranty can cost between $1,300 and $4,700 depending on the vehicle model and your location. Note that since costs are different in California, Florida and Minnesota, for instance, your warranty quotes will also vary. In our 2022 extended auto warranty survey across all car brands, half of respondents said they paid between $1,600 and $3,200 for coverage.
While you can roll the cost of a Cadillac extended limited warranty into your auto loan when making a vehicle purchase, it’s not a practice we recommend. Doing so requires Cadillac owners to pay interest on both the car and the extended warranty, which will increase your overall cost.
We called several Cadillac dealerships to provide an idea of how much you can expect to pay for coverage. The table below shows newer vehicles with fewer than 36,000 miles on them.
*The Cadillac quotes above are for the various protection plans offered by the manufacturer across the U.S. Southeast.
The quotes above should provide you with a better idea of what you could pay for a Cadillac protection plan. However, your extended warranty costs will depend on factors like your coverage level and chosen deductible along with the vehicle’s age, make, model and mileage.
If peace of mind in the event of an expensive mechanical breakdown is important to you, it may be smart to purchase a Cadillac extended warranty. However, there are several factors worth consideration before you sign on the dotted line.
First, research your Cadillac model’s reliability and average repair costs. If repair bills are lower than the industry average, you may be able to save money by paying for repairs out of pocket. Second, wait to buy extended coverage if your car is still under its Cadillac factory warranty.
According to the J.D. Power 2023 U.S. Vehicle Dependability Study℠ , Cadillac ranks 12th of 32 automakers in terms of overall reliability. RepairPal has a less positive take on the dependability of Cadillac models, however, placing it as only the 26th most reliable car brand on the market.
Here are a few examples of typical Cadillac repair costs, according to RepairPal:
Depending on when you purchased your Cadillac, the vehicle may still fall under its initial factory warranty. Under the Cadillac warranty, repairs and replacements of defective parts or materials that suffer from poor workmanship are covered by the manufacturer.
All new Cadillac vehicles come with a 4-year/50,000-mile bumper-to-bumper limited warranty and 6-year/70,000-mile powertrain coverage. Like the Cadillac extended warranty, these standard plans have no deductible and can cover nearly the entire vehicle.
Certified pre-owned (CPO) Cadillac vehicles receive an extra year of bumper-to-bumper coverage after the factory warranty expires. This CPO protection plan has no mileage limit.
To find out if your Cadillac is still covered under its factory or CPO warranty, run a VIN lookup. To do this, you’ll need your car’s vehicle identification number, which provides details about it. You’ll also want to check your vehicle’s odometer for mileage. If your car’s model year or mileage is over the expiration date, the car will no longer be covered by its initial warranty.
Cadillac vehicle protection plans offer a strong range of coverage, from comprehensive bumper-to-bumper warranties down to basic powertrain plans. Since Cadillac is owned by General Motors (GM), you can take your car to any Chevrolet, Buick, Cadillac or GMC dealership for repairs.
In addition, Cadillac’s extended warranty options are excellent for those who don’t know if they want added protection for their vehicle immediately.
Buying an extended warranty directly from Cadillac may seem convenient but could end up being a hassle if you don’t live near a dealership owned by GM. In addition, since Cadillac is a luxury brand, prices may be more expensive at the dealership than when purchasing an extended warranty from a third party.
Overall, if you desire extended coverage for your Cadillac and want guaranteed OEM parts and factory-certified technicians, an extended warranty from Cadillac may be your best option. However, if you crave solid coverage at a lower price, there are other choices worth considering.
If a Cadillac extended limited warranty isn’t right for you, there are plenty of third-party providers that offer vehicle service contracts. The best car warranty companies offer some unique benefits to consumers, including:
When considering extended warranty options, it’s best to get free quotes from multiple companies to compare prices and coverage. To receive quotes for the Cadillac extended warranty, contact your local dealership and compare rates with those from independent providers.
Endurance and CarShield generally offer the best extended warranty for Cadillacs. These providers received the highest scores in our industrywide review of the main car warranty companies due to affordable prices and a variety of coverage options.
Overall, our team found that Endurance is the best car warranty company. Endurance is a direct warranty provider, so there’s no middleman involved in the administration of your contract. You’ll work with the same representatives when filing a claim as you did when you received an initial quote. There are six levels of Endurance coverage to choose from, and they all come with one year of benefits like total loss protection and tire repairs.
In addition, CarShield scored well in our industrywide review and is one of the most recognized names in the extended warranty industry. CarShield has covered more than 1 million vehicles and its contracts are administered by credible companies like American Auto Shield. Coverage from CarShield can last for up to 300,000 miles. While CarShield has poor scores on the Better Business Bureau (BBB), it earns 4.2 out of 5.0 stars from over 42,000 reviews on Trustpilot.
If you’re looking to buy a Cadillac extended warranty from the automaker, you can choose either the Powertrain, Silver or Powertrain plan. Each of these Cadillac Protection Plans can last up to eight years or 100,000 miles, which is pretty generous compared to other luxury vehicle brands.
However, you may get a better deal, greater flexibility and a longer coverage term from a third-party option like Endurance or CarShield. Whatever you decide, compare all of your extended warranty options to find the plan that best fits your needs.
Below are some frequently asked questions about the Cadillac extended warranty:
The Cadillac extended limited warranty typically costs between $1,300 and $4,700, though exact costs vary based on your term length and the car’s model and year.
New Cadillac vehicles come with a 4-year/50,000-mile bumper-to-bumper warranty and a 6-year/70,000-mile powertrain warranty. After that, you can purchase Cadillac Protection Plan coverage that lasts for up to eight years or 100,000 miles.
Yes, Cadillacs are more expensive to repair than the average vehicle. According to RepairPal, the average annual maintenance and repair cost for Cadillac vehicles is $783 versus an industry average of $652.
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best extended car warranty companies. We collected data on dozens of auto warranty providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.
Here are the factors our ratings take into account:
*Data accurate at time of publication.
View Plans For Our #1 Provider – Endurance
If you have feedback or questions about this article, please email the MarketWatch Guides team at editors@marketwatchguides.com.
Alex is a MarketWatch Guides team writer that covers automotive and personal finance topics. She’s worked as a content writer for over a dozen car dealerships across the U.S. and as a contributor to several major auto news websites.
Rashawn Mitchner is a MarketWatch Guides team editor with over 10 years of experience covering personal finance and insurance topics.
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