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Chevrolet offers three extended vehicle service contracts under the Chevrolet Protection Plan — protecting vehicles for up to eight years or 100,000 miles. Connector Terminal
Find the best car warranty by comparing plans from Endurance.
Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, shipping, real estate and more.
Rashawn Mitchner is a MarketWatch Guides team editor with over 10 years of experience covering personal finance and insurance topics.
In this article, we at the MarketWatch Guides team will break down your Chevy extended warranty options, taking a look at how they cover your vehicle after a mechanical breakdown and the pros and cons of that extra protection. Any time you shop for coverage, we recommend comparing prices from the best car warranty companies to get the best price on an extended auto warranty.
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The Chevrolet Protection Plan is the manufacturer’s version of an extended car warranty . It can provide your vehicle with several years of additional coverage when your factory warranty expires.
The information below provides details on Chevrolet’s general terms and conditions that apply to all its extended warranties:
Chevrolet extended warranty coverage helps pay for the repair and replacement costs of parts associated with a mechanical breakdown after your new car factory warranty expires. Every Chevy warranty has customizable terms lasting up to eight years or 100,000 miles.
Chevrolet offers several vehicle service contracts to keep cars protected after the factory warranty ends — the Chevrolet Platinum, Silver and Powertrain Protection Plans. Each plan offers slightly different coverage, ranging from bumper-to-bumper to powertrain coverage .
The sections below provide further details on each of the three Chevrolet Protection Plans.
Chevy’s premium extended warranty is the Platinum Protection Plan. This warranty is an exclusionary plan, meaning it covers all vehicle parts except those explicitly listed in the contract — such as the battery, upholstery and audio equipment. It covers repairs on over 1,000 parts, including everything listed in the lower-tier Silver Protection Plan and additional components like:
This plan represents a middle ground between bumper-to-bumper coverage and a powertrain warranty. Covered parts include:
As its name suggests, this plan offers basic powertrain coverage. This means that key engine components, the transmission and drive axle are covered. While knowing that parts like the fuel pump, water pump and CV joints are protected will give you extra peace of mind, this plan doesn’t cover electrical systems or steering components like the Platinum and Silver plans.
At a minimum, each Chevrolet Protection Plan covers the engine, transmission, drive axle and hybrid/electric components. The table below shows the further differences between each plan.
Read more: What Does a Car Warranty Cover?
Outside of repair services, there are a few built-in benefits of Chevrolet extended warranty coverage. Most benefits assist customers during a covered repair, but others relate to the logistics of owning an extended warranty:
Opting for a Chevrolet extended warranty may give some extra peace of mind when it comes to repairs, but you still won’t have coverage for the entire vehicle. Here are some exclusions listed on the Chevy website:
Chevrolet offers several extended coverage options beyond the three main plans listed above. The following sections feature details on these optional protections.
This GM-backed maintenance program is available for new, pre-owned and leased Chevy vehicles. You can have services performed at all participating GM dealers nationwide, using genuine GM and ACDelco parts.
This plan can be transferred or canceled at any time. There are two versions to choose from:
Chevrolet’s tire and wheel protection plans are available only at the time of vehicle purchase. Terms for these plans can range from one to seven years with no mileage limits or deductibles. Here are some details on each tire and wheel protection option:
Known as Chevrolet Advanced Protection, this optional coverage is designed for wearable components such as brake pads, belts and hoses, the battery, headlamps, bulbs and fuses, fluid replacement and wiper blades. You can also add brake rotor coverage. The Advanced Protection plan can last up to five years or 60,000 miles.
There’s also an Advanced Protection Plus plan that includes all the coverages listed above and perks like trip interruption protection and rental car reimbursement.
Chevrolet Gap Protection is a form of gap insurance endorsed by Chevrolet, backed by GM and offered in terms of up to eight years. It adds financial protection in the event of a total loss by waiving some or all of the difference between what you owe on your finance agreement and the amount your primary insurer pays, including your deductible.
It’s available for any finance amount on new, pre-owned and leased vehicles only at the time of purchase. It also covers rideshare services and can be canceled at any time.
In our research, we found that a Chevrolet extended limited warranty averages between $1,139 and $2,528 in total. Chevrolet protection plans are customizable in both terms and deductible. You’ll need to visit your local dealer for pricing details.
Our team called several Chevy dealerships to provide you with an idea of what you can expect to pay for extended warranty coverage. The table below shows vehicles that are model year 2019 or newer with fewer than 36,000 miles.
The quotes above, which are for Chevrolet Protection Plans offered within the Southeast United States, should give you a better idea of what you may pay for a Chevy Protection Plan. That said, the specific amount you are quoted will depend on many factors.
First, since this is a manufacturer’s extended warranty, the Chevy dealership you get an extended warranty quote can have a major impact on how much you pay for coverage. In addition, other factors that impact how much you are quoted for a Chevy extended warranty include:
Chevrolet extended warranties can be worth it for those who want coverage in case of an expensive mechanical breakdown. However, to determine whether or not a Chevy protection plan is worth it for your situation, there are several things you’ll want to consider.
First, if your car is reliable and has low repair costs, paying for repairs out-of-pocket can save you money rather than purchasing an extended warranty. In addition, if you already have a factory warranty on a new vehicle, you won’t need to purchase a Chevrolet extended warranty until it expires.
The sections below will discuss the reliability and maintenance costs of Chevrolet vehicles. We’ll also provide details on Chevy’s factory warranty, as well as how to find out whether or not your vehicle is covered.
The reliability of Chevy vehicles is above par for the auto industry. J.D. Power 2024 U.S. Vehicle Dependability Study℠ ranks vehicles based on the number of mechanical issues owners experience. The study determined the industry average was around 190 mechanical issues per 100 vehicles. Chevrolet performed slightly better, as owners reported just 174 mechanical issues.
The GM subsidiary got a few nods from J.D. Power as well. The Chevrolet Trax ranked the third highest for the Best Small SUV, and the Malibu came in second in the Midsize category. The Equinox was the highest ranked compact SUV.
The repair cost estimation website RepairPal gives Chevrolet middle-of-the-road ratings. The average maintenance cost for a Chevy will run you about $649 per year , according to RepairPal. The industry average is $652 per year.
Here are a few common Chevrolet repairs and what they cost:
Keep in mind that you’ll be paying out of pocket for any repairs once your Chevy factory warranty expires unless you decide to purchase an extended protection plan.
Depending on when you bought your vehicle, you may still have some level of factory coverage. Under the Chevrolet warranty, repairs and replacements of defective components or materials that suffer from poor workmanship are covered by the manufacturer.
Here are the main limited warranties wrapped into the Chevy factory warranty:
The Chevrolet factory warranty includes one maintenance visit for a tire rotation, oil change or multi-point vehicle inspection that can be used during the first year of ownership. Additionally, 24-hour roadside assistance is available to new owners at no cost.
Some vehicles may also be covered under the Chevrolet certified pre-owned (CPO) warranty. The qualifiers for a CPO Chevy include being fewer than six model years old, having fewer than 75,000 miles on the odometer, passing a 172-point vehicle inspection and having a clean title.
Cars that qualify get a 6-year/100,000-mile powertrain warranty, as well as a 1-year/12,000-mile bumper-to-bumper warranty in addition to any remaining factory coverage. The plan includes a $0 deductible and is transferable to subsequent owners.
To find out if your Chevy is still covered under the original manufacturer warranty or CPO warranty, you’ll need to run a vehicle identification number (VIN) look-up. For this, you will need your car’s VIN, which provides helpful information about your car. In addition, you’ll want to check your vehicle’s odometer for mileage. If your car’s model year or mileage is over the expiration date, your vehicle is no longer covered under the initial factory warranty.
Compared with other car brands, Chevy offers solid extended warranty coverage. Drivers can find three levels of coverage with various deductibles, term lengths and mileage options. In addition, customers who are interested in bumper-to-bumper protection can find similar coverage through the Platinum Plan, which offers comprehensive coverage at an affordable rate.
Chevrolet extended warranties can also be a good option for those who don’t have the money up front and need financing or want to purchase added protection later.
Most online complaints concerning Chevrolet are found on the General Motors reviews page on the Better Business Bureau site. Most complaints are concerning issues with the initial warranty or against the dealership where they purchased coverage.
Common complaints about Chevrolet extended warranties include:
Customers who purchase an extended warranty from a dealership should know that aggressive commissions and sales quotes are common in dealerships. This can lead to a poor purchase experience or sub-par customer service. If you’re unhappy with the dealership where you purchased your vehicle, other options are available for extended coverage.
While buying an extended warranty directly from Chevrolet can be convenient, taking your car into a dealership can be a hassle if you don’t live near one. Additionally, Chevrolet vehicle service contracts can be expensive depending on where you get them. Prices are comparable to those from independent providers, though it depends on the dealership.
Overall, if you are set on buying extended coverage for your Chevy and prefer factory-certified technicians and guaranteed OEM parts for repairs, an extended warranty from Chevy is your best bet. But if you want the highest level of coverage at a lower price, other options are available.
If you’re thinking that the extended coverage offered by Chevy doesn’t meet your needs, you might want to consider a third-party warranty company. Independent providers can give vehicle owners more choices when it comes to coverage.
For example, independent warranty companies provide a variety of choices when it comes to repair facilities — including dealerships, national chains and local shops. It’s common for third-party providers to authorize repairs at shops certified by the National Institute for Automotive Service Excellence (ASE ® ).
Drivers considering a Chevrolet extended warranty have a lot of options for repair shops because Chevrolet is a part of GM, but that isn’t always the case with automakers. A potential downside of independent coverage is that you are not guaranteed the use of genuine parts or factory-trained technicians.
Whether you own a new car or a vehicle from 2010, independent providers let you buy service plans at almost any mileage. One popular provider, Carchex , offers plans for vehicles up to 250,000 miles. Third-party providers aren’t subject to the markups that dealerships can impose on warranty coverage, and there is no interest on coverage — when you purchase an extended warranty from the dealership, the payments can be rolled into your vehicle financing.
In our research, we found that Endurance, Olive® and CarShield offer the best extended warranties for Chevy vehicles. Each provider received top scores in our review of the best car warranty companies and offers several options ranging from bumper-to-bumper to powertrain coverage.
We named Endurance the best overall warranty company because it’s a direct provider, which means you’ll work with the same service representatives when filing a claim as you did when getting a free quote. The company also offers six coverage levels that come with one year of Endurance Elite Benefits, including perks like key fob replacements, total loss protection and tire repairs.
Olive received the second-highest score in our review because of its special benefits. It offers a hassle-free online claims process and no waiting period before its vehicle service contracts take effect. Olive’s protection plans come with no yearly mileage limits, making it a strong choice for owners of high-mileage cars.
CarShield is one of the most recognized names in the extended warranty industry, covering over 1 million vehicles. Its contracts are administered by American Auto Shield, backed by insurers with strong financial strength. Its coverage is extensive and can protect vehicles up to 300,000 miles.
While Chevrolet Protection Plans can be a solid choice, other options are worth considering. Getting car warranty quotes from independent warranty providers can help you identify the most affordable breakdown coverage for your car based on the coverage level you want.
Below are some frequently asked questions about the Chevrolet extended warranty:
There are three Chevrolet extended warranty options to choose from: the Platinum Protection Plan, Silver Protection Plan and Powertrain Protection Plan . Each plan provides mechanical breakdown coverage for up to 8 years/100,000 miles , whichever comes first.
The cost of a GM extended warranty will depend on your vehicle make and model, the length of coverage and the deductible you choose. During a secret shopper analysis, our team received estimates for a 2018 Chevy Impala that ranged from $2,300 to over $3,900 depending on the coverage term.
Chevy vehicles are relatively average when it comes to annual repair costs. The automaker also ranks above average in J.D. Power reliability studies. Ultimately, the value of an extended warranty will depend on how reliable your vehicle is and what makes sense for your personal finances.
The Chevrolet Platinum Protection Plan , Silver Protection Plan and Powertrain Protection Plan all offer comprehensive coverage that includes the engine, transmission and drive axle. The Platinum and Silver plans protect the steering system, electrical components , climate control and more.
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best extended car warranty companies. We collected data on dozens of auto warranty providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.
Here are the factors our ratings take into account:
*Data accurate at time of publication.
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If you have feedback or questions about this article, please email the MarketWatch Guides team at editors@marketwatchguides.com.
Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, shipping, real estate and more.
Battery Rubber Cap Rashawn Mitchner is a MarketWatch Guides team editor with over 10 years of experience covering personal finance and insurance topics.